~~I think what you heard about is the prescription Retinal-A. This is not covered by insurance after the age of 23 because it is also used for removing wrinkles, so then gets considered as cosmetic.
If your medical insurance covers dermatologists (most all do, but always check with your insurance company, then you will also know if you need a referral, which providers you have to choose from, etc), prior to setting an appointment with the doctor. If there is a medical reason for any procedure or prescription to be necessary, he can get authorization by justifying the need to your ins. co.
If it is strictly cosmetic and you have coverage for a dermatologist under your plan, then the visit will be covered, but no procedures or RX's will be.~~Does medical insurance cover the cost or some of the cost to go see a dermatologist if you are 31 years old?
If your medical insurance does not cover the cosmetic procedure you may want to consider a Discount Medical Plan. There are no such restrictions or limits, because the plans are not insurance.
It has nothing to do with your age.
It's all about, is it medically necessary, or is it cosmetic. What is it you want them to do? Fix the scarring? That's likely to be cosmetic.
You will need to call the number on the back of your card and ask.
It shouldn't have anything to do with your age. It just has to do with what type of coverage your policy provides.
There should be a number on the back of your card that you can call to ask questions. They'd be much more likely to give you an accurate answer than we would.
healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
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